ONYX Insurance Services
"Life is good and it can always be better. My job is
to help make your life better."
- Todd Budde, Founder
QUICK SITE LINKS
Who we are...
ONYX Financial & Insurance Services is a full-service, independent agency based in California. We serve both businesses and individuals residing in the state of California. Insurance is an expense, not an investment. Let us help you buy the right kind of coverage at the best price possible. The money we save you can be invested back into your business, your family, or applied toward your own personal goals.
Our solutions include...
General Liability, Workers’ Compensation, Auto Insurance, Bonding, Course of Construction Insurance, Life Insurance, Buy-sell Agreements, Key-man Insurance, Aflac, Health Insurance, Payroll Services, Employee Leasing, Establishing Corporations (only $480), and more...
Don't like insurance? Who does?! It's too expensive and you hardly ever use it, right? But, you have to have it in most cases. At least let us help you reduce the cost. If we can't save you a SIGNIFICANT AMOUNT on your insurance, we have not earned your business We specialize in helping our clients reduce their insurance costs and add to their "bottom line". Give us 15 minutes and you will find out how much we can start saving you today!
Examples of why our customers are excited...
| Customer | *Annual Revenue | **Annual Savings |
| Home builder | $2.4 MIL | $42,000 |
| Foam Roofer | $500K | $33,100 |
| Roofer | $1 MIL | $64,000 |
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| Painter | $320K | $2,000 |
| Tile | $350K | $3000 |
| Landscaper | $250K | $1200 |
| Remodeler | $170K | $1200 |
| Flooring | $220K | $1500 |
| Concrete | $250K | $13,000 |
**Compared to what they were paying for GL before ONYX
Contact us if you would like to add some excitement to your bottom line!
Click here to see a "ball-park" general liability cost for most contractor classifications.
One of many customer testimonials:
“We’ve been working with Todd Budde from ONYX Financial & Insurance Services since 2006. Todd has given us options for our general liability insurance that other brokers had never mentioned. As a result, our cost of GL has gone from $68,000/year down to only $25,000. That’s a savings of $43,000 per year – almost a half million dollars over the next 10 years! Whenever we need something, he is available via eMail or phone and responds to our needs quickly. Only wish I had met him years sooner.” - Stan T, 24 years of building quality homes in California
How we earn your business...
SIMPLE - STRAIGHT FORWARD - HONEST
Onyx is a stone that is black & white. Thereby, our
slogan: "The difference is in black & white".
We will compare your current insurance programs side-by-side with other programs. If our proposed program meets your needs and the cost is less, then a change is something to consider. If we have earned your business, it will be easy for you to see because "the difference is in black & white".
Licensed & transacting business only in the state of California. CA Insurance Lic. # 0A23019
PO Box 602 Carlsbad, CA 92018
eMail: info@onyxmoney.com PH: (760) 209-0024
